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How to Write a Business Plan for Funding and Licences

A practical structure that serves investors, lenders and regulators.
23 September 2026 by
How to Write a Business Plan for Funding and Licences
Gaurav Kumar
Other Licenses & RegistrationsComplete Guide3 min read
The short answer

A strong business plan explains the problem and solution, target market and competition, business model and go-to-market, team, operations, regulatory approvals, and three to five years of financial projections with assumptions. In India it is also used for bank loans, NBFC and PSARA licences, subsidy applications and Startup India, so tailor it to the reader.

Core sectionsProblem, market, model, team, financials
Projections3 to 5 years
UsesFunding, loans, licences

Structure

  1. Executive summary
  2. Problem and solution
  3. Market and competition
  4. Business model and pricing
  5. Go-to-market plan
  6. Team and operations
  7. Regulatory approvals
  8. Financial projections and funding ask

Financial projections

Revenue drivers, cost structure, cash flow, break-even and sensitivity analysis.

Tailoring

  • Investors: growth and returns
  • Banks: cash flows and security
  • Regulators: compliance and capability

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Common mistakes

  • Unrealistic assumptions
  • Ignoring competition
  • No clear use of funds

Frequently asked questions

How long should a business plan be?

Often 15 to 30 pages plus financial model; investors may prefer a deck.

Do banks require a project report?

Yes, loans typically need a detailed project report with projections.

Is a business plan needed for NBFC registration?

Yes, RBI reviews the business plan.

Should I hire a professional?

Professionals help with financial modelling and regulatory framing.

Let Leegal handle your Business Plan

Documentation, filing and follow-up by a dedicated expert, so you can focus on running your business.

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